Economybankinterestscwallet
Bank And Interest
How your wallet and bank account differ, and how to collect daily interest.
Updated July 20, 2026
Use the Bank as a savings layer
Open an account, compare its interest rate, minimum balance, and vault capacity, then move SC between your wallet and bank as needed. Interest is collected from the Bank rather than paid automatically, and withdrawals must leave the account minimum intact.
Where to go
FAQ
- How often can I collect interest?
- Eligible accounts can collect interest once per Sensipets business day. The Bank shows when the next collection is available.
- Why did depositing use up todays interest collection?
- A deposit locks interest collection for that business day, so newly deposited SC cannot immediately earn a same-day interest payout.
- Is banked SC different from wallet SC?
- Both are your SC. Wallet SC is ready for ordinary spending, while banked SC sits in the account type you chose and may be eligible for interest.
- What changes when I choose an account type?
- Each type has its own daily interest rate, minimum balance, and base vault capacity. The Bank shows all three before you switch.
- Why can I not downgrade my account type?
- A downgrade is blocked when your vault contains more items than the target type can hold. Move items out of the vault, then try again.
- How do Vault Expansion Deeds and SensiFan affect capacity?
- Expansion Deeds add permanent slots to the account type's base vault size. SensiFan doubles the resulting effective vault capacity while active.